Free tool

Portfolio Statement Decoder.

A portfolio statement is just a document. The intimidation is in the language, not the maths. Find these seven things first, and the rest stops feeling like code.

What to look for

• Holdings. What you actually own.
• Allocation. How the money is divided up.
• Performance. What changed, over what period.
• Fees. What you pay, directly or indirectly.
• Concentration. Whether too much depends on one thing.
• Currency exposure. Whether your money is sitting in currencies you did not choose.
• Unrealised gain or loss. What has changed on paper but has not been sold.

Next step

Ready to learn this properly?

Investing Without Intimidation teaches the vocabulary. The Advisor-Proof Woman takes it further into real portfolios.