About Andrea

I learned this the long way. You don’t have to.

I am Andrea Agarwal. Self-made entrepreneur, active investor, options trader, writer.

None of it came with a textbook. I built a successful business from nothing in the Philippines (20 years and counting), I trade my own portfolio, and I learned along the way that nobody is coming to manage your money for you. They are coming to manage your money for them.

I started Creating Financial Confidence after too many conversations with intelligent, capable women who had handed their financial life over to advisors, partners, parents, or just plain panic. Women who could run a company, raise three children, or steer a career through five recessions, but whose eyes glazed over the moment the bank statement landed on the table.

Founder point of view

You do not need to be rescued.

You need the language, the right questions, and enough confidence to lead your own financial conversation before someone else leads it for you. That is the whole point of CFC.

Entrepreneur

Founder of Thresher Shark Divers in the Philippines. 20+ years of running a real business in a country that punishes amateurs.

Investor

Active investor and options trader, running my own portfolio. I learned markets by being in them, not by pretending money is simple.

International

Based between Paris, London, Cebu and the U.S.